BRIDGING THE SME FINANCE GAP
Trust, Transparency and Efficiency in SME Finance
Who are we
Who are we
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Manage your cashflows and enable entrepreneurs to get their working capital fast.
Keep control of your deployed capital, decrease your risks and lower cost of due diligence
The team of Bankema understands SME financing, financial services and enterprise technology. We believe small and medium-sized enterprises are key drivers for economic growth and job creation. That is why we support SME’s in obtaining capital to fund expansion and innovation.
Currently, SME finance is slowed down by complexity and inefficiency. It’s a legacy, drawn-out, manual process in which parties work with different data from their internal systems that require reconciliation in order to be useful.
This costly process and the lack of a real-time view of the assets, dilutes transparency, increases risk premiums that are distributed across all SMEs and increases minimum viable transaction size and cost.
Bankema redefines SME finance by automating and standardizing loan, invoice and collateral data across the entire alternative non-bank lending industry to facilitate seamless analysis and valuation by investors.
Bankema® is middleware sitting between institutional investors and factoring companies. Our platform leverage resources and provides instantly reconciled data regardless of its original format or source.
For factoring companies Bankema provides a low cost platform to manage their invoices and give them access to funders through a standardized onboarding process and risk management functionality. This way Bankema helps factoring companies to manage their cashflows and enables entrepreneurs to get their working capital fast.
By automated bank reconciliation, Bankema provides real-time and accurate insight into credit risks, direct access to the SME market place and facilitates interesting investment opportunities quickly and efficiently.
Benefits for investors
Investors can now deploy their capital at the level of risk they wish and always know exactly where their money is.
Bankema provides investors a platform where factoring companies are aggregated and are required to conform to the same origination and monitoring standards. Investor are no longer confronted with a multitude of small factoring companies, that are all different and too small with different monitoring procedures and default management approaches.
By providing a ring-fenced and secure way to invest in the portfolios investors are interested in, regardless of scale. Bankema offers investors access to a EUR 3.1T SME finance in Europe market, growing at 10% p.a.
bankema © HQ
Franz zieglerstraat 10,
1087 HN Amsterdam
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