BRIDGING THE SME FINANCE GAP

Trust, Transparency and Efficiency in SME Finance

Who are we

Our platform

I am interested in the following services

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Factoring companies

Manage your cashflows and enable entrepreneurs to get their working capital fast.

Investors

Keep control of your deployed capital, decrease your risks and lower cost of due diligence

Who are we

The team of Bankema understands SME financing, financial services and enterprise technology. We believe small and medium-sized enterprises are key drivers for economic growth and job creation. That is why we support SME’s in obtaining capital to fund expansion and innovation.

CONNECTING INVESTORS WITH ENTREPENEURS

Currently, SME finance is slowed down by complexity and inefficiency. It’s a legacy, drawn-out, manual process in which parties work with different data from their internal systems that require reconciliation in order to be useful.

This costly process and the lack of a real-time view of the assets, dilutes transparency, increases risk premiums that are distributed across all SMEs and increases minimum viable transaction size and cost.

Manage cashflow Factoring companies

Lower cost for Investors

Control cashflow

Real time insight

Lower cost deu diligence

REDEFINING SME FINANCING

Bankema redefines SME finance by automating and standardizing loan, invoice and collateral data across the entire alternative non-bank lending industry to facilitate seamless analysis and valuation by investors.
Bankema® is middleware sitting between institutional investors and factoring companies. Our platform leverage resources and provides instantly reconciled data regardless of its original format or source.

FULLY AUTOMATED PROCESS LEVERAGING ONE SINGLE SOURCE OF TRUTH

BRIDGING THE SME FINANCE GAP

For factoring companies Bankema provides a low cost platform to manage their invoices and give them access to funders through a standardized onboarding process and risk management functionality. This way Bankema helps factoring companies to manage their cashflows and enables entrepreneurs to get their working capital fast.

By automated bank reconciliation, Bankema provides real-time and accurate insight into credit risks, direct access to the SME market place and facilitates interesting investment opportunities quickly and efficiently.

COMPLETE CONTROL OF CAPITAL

Benefits for investors

Investors can now deploy their capital at the level of risk they wish and always know exactly where their money is.

Bankema provides investors a platform where factoring companies are aggregated and are required to conform to the same origination and monitoring standards. Investor are no longer confronted with a multitude of small factoring companies, that are all different and too small with different monitoring procedures and default management approaches.

By providing a ring-fenced and secure way to invest in the portfolios investors are interested in, regardless of scale. Bankema offers investors access to a EUR 3.1T SME finance in Europe market, growing at 10% p.a.

Lower risk

Lower risk, lower cost of due diligence and the possibility to invest in small tranches.

Real time

Payments reconciled in real time through APIs with the banking system and the investor always knows exactly how much of their capital is outstanding, defaulted or lost.

Reliability

The invoices are insured asset by asset and rated with an internal rating model.

Service

Bankema provides a special servicing function for invoices that do go into default

Service

With the size of the Bankema platform, investors get to invest at scale with a minimum of effort and cost.

Questions?
Please contact us

CONTACT US

bankema © HQ

Franz zieglerstraat 10,
1087 HN Amsterdam
Netherlands

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Franz Zieglerstraat 10 1087 HN Amsterdam The Netherlands

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+31 20 20 80 809

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Location

Franz zieglerstraat 10
1087 HN Amsterdam Netherlands